Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Really enjoy saving up using Chip!

Great experience using Chip, very easy to link my accounts and start doing regular automatic savings or manual ones. Customer service was very helpful when I contacted them in the past. Overall great savings app and would definitely recommend it. Reviewed on: 26th February 2025

Great app

I have been with Chip for a couple of years now and find the app incredibly useful, so much so I’ve saved more than in previous years Reviewed on: 26th February 2025

App is easy to use and savings rate is good

I’ve used chip for saving my cash for a couple of years now. It’s really easy and the savings rate is close to the best out there. Reviewed on: 26th February 2025

Competitive products accessible via easy to use app

Competitive products accessible via easy to use app Reviewed on: 26th February 2025

CHIP IS THE BEST! Forget about all the rest!

I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested in their company! I love using it and it’s the only platform I use to save my money. I have recommended to all my friends and family and even work colleagues to use chip! So user friendly and if invested correctly you get a great return! Highly highly recommend! Reviewed on: 19th February 2025

Thoughts of a novice

I've been using chip for about 4 months, it was quick to set up, easy to navigate and has plenty of ways to help a novice like me build something (not least, better financial habits) for the future. They also dealt with an issue I had within 3 hours and made sure to check in with me after it was rectified. Great bank! Reviewed on: 19th February 2025

Best App for saving

Living in London I find it incredibly difficult to save money but when I got Chip I managed to start saving and with the AI saves I dont even notice it. I also find Chip has some of the best rates for savings and ISA accounts. This has enabled me to enjoy London more and I have recommended Chip to my friends and family. Reviewed on: 19th February 2025

Really straightforward and user friendly

Really straightforward and user friendly Reviewed on: 19th February 2025

Makes saving easy

Makes saving easy, I always struggled before but now I don't even notice I am saving Reviewed on: 19th February 2025

Terrible customer service

Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require lots of documentation Reviewed on: 18th February 2025

Reply from Chip Hi Peter, We’re sorry to hear about your experience. Due to the nature of the Chip app and the service we offer, our customer contact is primarily through our in-app chat (found under the 'Profile' tab, available 8am-8pm) and our support email at [email protected]. Please do reach out to us through one of these channels, and we’ll be happy to assist you as soon as possible. To ensure the security of your account and funds, we may sometimes require documentation. We appreciate your feedback and are here to help! Response date: 10th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Your Juno Personal Finance
from Your Juno 4.06 from 1 reviews
Better Off Calculator
from Policy in Practice 4.62 from 545 reviews
App
from Quidco 3.66 from 26 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub