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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Would recommend chip.

I havent really had experience with customer service but that is because I havent had any issues. The app is easy to use and I like how easy it is to transfer money from other bank accounts in to chip. I would personally recommend chip. Reviewed on: 28th February 2024

Very easy to use app.

Very easy to use app. Smart user interface. Seamless interoperability with other banks. Great interest rates on savings. Reviewed on: 28th February 2024

Good rates & very simple to use!

Good rate & very simple to use! Easy to transfer money in and out. Very happy with app Reviewed on: 28th February 2024

Easy access savings interest rate stagnant

Interest rate on easy access savings has remained stagnant now for a while and is no longer competitive or comparable to other savings providers. Reviewed on: 27th February 2024

Great wealth building app which has got me into the...

Great wealth building app which has got me into the saving habit. I have used the money I saved to start investing in a couple of the funds Chip offers. Very happy. Reviewed on: 27th February 2024

Excellent, evolving app.

I’ve used Chip for several years and find it extremely convenient for saving money. The regular addition of new features means I can have plenty of choice for how to make my money go further. Reviewed on: 27th February 2024

Very easy to use, not complicated and is designed fo...

Very easy to use, not complicated and is designed for modern life. Reviewed on: 26th February 2024

Excellent rates and easy to use app

Excellent rates and easy to use app Reviewed on: 26th February 2024

So many choices of saving accounts.

So many choices of saving accounts. Super easy to use! Never had any problems and recommended to all my family to use Reviewed on: 26th February 2024

Great saving app been using for several years now.

Great saving app been using for several years now. Great rates and easy to use. Fast customer query response and help to solve any issues or queries Reviewed on: 25th February 2024

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