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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Love this app

Love this app has helped me kick start my savings and investments Reviewed on: 4th March 2024

Chip account is amazing to earn good interest.

Chip account is amazing to earn good interest. More money you have in the chip account more interest you earn . Reviewed on: 3rd March 2024

A variety of opportunities for saving and investing.

A variety of opportunities for saving and investing. I love the monthly draw option. Reviewed on: 2nd March 2024

High interest rates and having instant access is a b...

High interest rates and having instant access is a bonus Reviewed on: 1st March 2024

Ahead of the Game

Been with them from the start and they have moved with the times, been ahead of the game in terms of the savings’ rates they offered and provided an easy way to save. What a fabulous app - so easy to navigate! Quick, responsive and informative app and easy to access accounts. Reviewed on: 29th February 2024

Incredibly easy to use app and great interest rates

Incredibly easy to use app and features. The interest rates are some of the best on the market too which I am really happy with. Reviewed on: 29th February 2024

Great experience.

Great experience. Amazing app. This is the best savings, investing and wealth building app. Reviewed on: 28th February 2024

Would recommend chip.

I havent really had experience with customer service but that is because I havent had any issues. The app is easy to use and I like how easy it is to transfer money from other bank accounts in to chip. I would personally recommend chip. Reviewed on: 28th February 2024

Very easy to use app.

Very easy to use app. Smart user interface. Seamless interoperability with other banks. Great interest rates on savings. Reviewed on: 28th February 2024

Good rates & very simple to use!

Good rate & very simple to use! Easy to transfer money in and out. Very happy with app Reviewed on: 28th February 2024

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