Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

The Chip app is really easy to use and packed with i...

The Chip app is really easy to use and packed with information to help you manage your money. From easy access saving accounts, to prize saving accounts through the Stocks and Shares ISA's and now a Cash ISA. Brilliant customer service and low fees. Reviewed on: 25th February 2024

Great savings rates, user friendly.

Great savings rates, really user-friendly and easy to transfer money in and out. Reviewed on: 25th February 2024

Save with confidence and earn a great interest rate.

I am ultra-cautious about my savings and have never used an online bank before. But I have felt completely secure and well informed with Chip. I can check my account at any hour of the day or night and the interest I've earned is displayed live at all times. I feel I can save with confidence and earn a great interest rate without my security being penalised. Reviewed on: 25th February 2024

"Set and forget".

"Set and forget". I simply set the amount I want to save as well as my saving goals, and Chip does the rest. If I need to withdraw from my savings it's a simple matter of using their intuitive app to send money to an alternative account. It's usually ready straightaway. Reviewed on: 25th February 2024

Easy to use

So far I have found the app easy to use, I haven't had to use the customer service yet, but I do find their emails easy to read and understand. Reviewed on: 25th February 2024

Great interest rate coupled with fantastic products.

Great interest rate coupled with fantastic products. Reviewed on: 25th February 2024

Great returns, so easy to use, great app.

Great returns, so easy to use, great app. Reviewed on: 24th February 2024

A new way to do an old thing!

Sceptical at 1st but now I'm totally sold on this product. A safe, efficient and productive way to save. Reviewed on: 24th February 2024

I found Chip to be a great way to save money towards...

I found Chip to be a great way to save money towards a holiday. The Chip app is easy and straight forward to use. I would recommend to family and friends. Reviewed on: 24th February 2024

Great for saving!

I've used Chip for almost 1 year now and it's by far one of the best saving apps out there. They apply the highest current rate to the account really making your money work. I've recommended it to my mother and sister who were sceptics initially but now they've come to love chip. Reviewed on: 23rd February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback account
from Cheddar 4.82 from 1686 reviews
Payments
from OhentPay 1.45 from 26 reviews
Payments
from Modulr 5.00 from 3 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub