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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy access savings interest rate stagnant

Interest rate on easy access savings has remained stagnant now for a while and is no longer competitive or comparable to other savings providers. Reviewed on: 27th February 2024

Great wealth building app which has got me into the...

Great wealth building app which has got me into the saving habit. I have used the money I saved to start investing in a couple of the funds Chip offers. Very happy. Reviewed on: 27th February 2024

Excellent, evolving app.

I’ve used Chip for several years and find it extremely convenient for saving money. The regular addition of new features means I can have plenty of choice for how to make my money go further. Reviewed on: 27th February 2024

Very easy to use, not complicated and is designed fo...

Very easy to use, not complicated and is designed for modern life. Reviewed on: 26th February 2024

Excellent rates and easy to use app

Excellent rates and easy to use app Reviewed on: 26th February 2024

So many choices of saving accounts.

So many choices of saving accounts. Super easy to use! Never had any problems and recommended to all my family to use Reviewed on: 26th February 2024

Great saving app been using for several years now.

Great saving app been using for several years now. Great rates and easy to use. Fast customer query response and help to solve any issues or queries Reviewed on: 25th February 2024

The Chip app is really easy to use and packed with i...

The Chip app is really easy to use and packed with information to help you manage your money. From easy access saving accounts, to prize saving accounts through the Stocks and Shares ISA's and now a Cash ISA. Brilliant customer service and low fees. Reviewed on: 25th February 2024

Great savings rates, user friendly.

Great savings rates, really user-friendly and easy to transfer money in and out. Reviewed on: 25th February 2024

Save with confidence and earn a great interest rate.

I am ultra-cautious about my savings and have never used an online bank before. But I have felt completely secure and well informed with Chip. I can check my account at any hour of the day or night and the interest I've earned is displayed live at all times. I feel I can save with confidence and earn a great interest rate without my security being penalised. Reviewed on: 25th February 2024

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