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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

"Set and forget".

"Set and forget". I simply set the amount I want to save as well as my saving goals, and Chip does the rest. If I need to withdraw from my savings it's a simple matter of using their intuitive app to send money to an alternative account. It's usually ready straightaway. Reviewed on: 25th February 2024

Easy to use

So far I have found the app easy to use, I haven't had to use the customer service yet, but I do find their emails easy to read and understand. Reviewed on: 25th February 2024

Great interest rate coupled with fantastic products.

Great interest rate coupled with fantastic products. Reviewed on: 25th February 2024

Great returns, so easy to use, great app.

Great returns, so easy to use, great app. Reviewed on: 24th February 2024

A new way to do an old thing!

Sceptical at 1st but now I'm totally sold on this product. A safe, efficient and productive way to save. Reviewed on: 24th February 2024

I found Chip to be a great way to save money towards...

I found Chip to be a great way to save money towards a holiday. The Chip app is easy and straight forward to use. I would recommend to family and friends. Reviewed on: 24th February 2024

Great for saving!

I've used Chip for almost 1 year now and it's by far one of the best saving apps out there. They apply the highest current rate to the account really making your money work. I've recommended it to my mother and sister who were sceptics initially but now they've come to love chip. Reviewed on: 23rd February 2024

Very easy to use.

Very easy to use. Once you link your bank account, you can transfer in and out in seconds Reviewed on: 23rd February 2024

Nicely Organised App

A very good and nicely organised app that helps you to manage your finances well. They allow you to deposit and withdraw your savings freely and they have good interest rates. Reviewed on: 23rd February 2024

Beating the High Street Banks by a country mile!

Invested in chip as a bank as what were the high street banks were paying such poor interest on the money we had saved with them. Reviewed on: 23rd February 2024

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