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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great stuff!

5
Great stuff! It just works. The app is well designed and the projects are good Reviewed on: 22nd February 2024

CHIP.. best in the game!

5
I feel valued at CHIP, not like most banks or savings accounts. Constantly in touch, constantly improving! Unbeatable for rates & with this your funds aren’t locked away for a year+ either like most savings accounts with these kind of rates. Transactions are super fast & most importantly, myself & my money feels safe. Highly recommend! Reviewed on: 22nd February 2024

Chip has helped me to save my holiday spending money...

5
Chip has helped me to save my holiday spending money using the auto saving function. I wouldn’t have been able to go on holiday without it, Reviewed on: 22nd February 2024

Great Savings

5
Quick and easy to setup an account, and offers great value for your money in terms of interest. Reviewed on: 22nd February 2024

I enjoy the flexibility of using chip

5
I enjoy the flexible saving options that chip offers. They have also been quick at adapting to the increasing interest rates set up by the bank on England. Reviewed on: 22nd February 2024

Great Savings Rates

5
Great savings rates and I’ve had no issues at all. Reviewed on: 22nd February 2024

I was recommended chip by a friend and since I have...

5
I was recommended chip by a friend and since I have recommended it to lots of friends and family Reviewed on: 22nd February 2024

Brilliant

5
Brilliant service great service easy to use Reviewed on: 22nd February 2024

Super easy to use online and via the app especially.

5
Super easy to use online and via the app especially. Great interest rates. Easy to move money instantly in and out. Highly recommend for savings. Reviewed on: 22nd February 2024

Good rates of interest and easy to save

5
Good rates of interest and easy to save Reviewed on: 22nd February 2024

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