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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great app

5
Great app great features/accounts great interest rates and couldn't be easier to use what more do I need! Reviewed on: 21st February 2024

Easy to get started with as can be integrated with m...

4
Easy to get started with as can be integrated with majority of current accounts from other backs Reviewed on: 21st February 2024

Very Happy Customer

5
I’ve been a Chip customer for about three years now, and I’m a really big fan of the AI savings feature - as well as the company’s ability to adapt to the BoE interest changes over time. They’ve been great if I’ve ever needed to change any details or move money around, and I’m loving the biggest bonus - which is the interest! Reviewed on: 21st February 2024

I love Chip.

5
Easy to use. Frequent communications and very quick to react to increases in interest rate. Often reach out to customers asking what they would like to see next. Feels like a bank that listens and reacts to customes and is working for us. Have recommended to lots of family and friends. Chip helps make saving fun as interest accrues daily and is applied monthly! Reviewed on: 21st February 2024

Efficient

5
Efficient service . The App is very easy to use Reviewed on: 21st February 2024

Hassle free transfers into and out of the account.

4
Hassle free transfers into and out of the account. Reviewed on: 21st February 2024

I've found Chip a great addition to my savings and i...

4
I've found Chip a great addition to my savings and investment services. Innovative products and good pricing. Reviewed on: 21st February 2024

Great rates and amazing communication.

5
Great rates and amazing communication. App is really easy to navigate, deposit and withdrawal process is super easy. Reviewed on: 21st February 2024

Really easy to set up, given information to friends...

5
Really easy to set up, given information to friends and family as it is so easy to use and great interest rates. Reviewed on: 21st February 2024

A simple and efficient app good interest rates.

5
A simple and efficient app good interest rates. Reviewed on: 21st February 2024

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