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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

All aspects of account good.

5
All aspects of account good. Easy to view and make savings. Reviewed on: 21st February 2024

competitive rate and paid monthly, as well as easy t...

5
competitive rate and paid monthly, as well as easy to use app Reviewed on: 21st February 2024

Been with CHIP for only a few months excelle...

5
Been with CHIP for only a few months but had excellent experience with 'no problem transactions' and clearly notified interest earned. Much better rates than high street and evolving plans to help maximise my growing savings in a method I want. Reviewed on: 21st February 2024

Great rates and customer service

5
Great rates and customer service Reviewed on: 21st February 2024

AMAZING!!

5
I opened my first savings account with Chip and I absolutely love it, so easy to use and fantastic interest rates Reviewed on: 21st February 2024

Easy to use, highly competitive interest rates, and...

5
Easy to use, highly competitive interest rates, and not clunky like other main high street brands apps. Reviewed on: 21st February 2024

Great bank for easy access to your money recommend t...

5
Great bank for easy access to your money recommend to all my friends Reviewed on: 21st February 2024

Simple effective savings system.

5
Simple effective savings system. quick t apply new rates to your account. Reviewed on: 21st February 2024

Savings made easy

5
It has made saving so easy. The app is easy to use and navigate. The interest rates are fantastic. I've recommended it to family and friend they have all joined. The customer service has been so quick and helpful Reviewed on: 21st February 2024

Love how easy it is to use

5
It’s simple to set up an account and move money around between accounts. I’ve recommended the app to family and they are really happy that they are getting such good interest rates! I’m so pleased that they continue to expand the choice of products and I’ve signed up to the latest ISA offering. Reviewed on: 21st February 2024

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