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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy to use app.

5
Easy to use app. Great interest rates Reviewed on: 21st February 2024

Saving and earning have never been this simple!

5
Been recommended using Chip by a friend of mine and have loved it ever since. It’s a great way to accumulate savings in a hassle free way (with the auto AI savings feature for example). The app is easy to navigate and transfering money to and from pots have been seamless. The wide variaty of ways to save and invest + the AER % is top notch. Been recommending it to family and friends often Reviewed on: 21st February 2024

Easy, competitive, innovative

5
Chip is really easy to use, with competitive interest rates and innovative services. Haven't had to use customer services yet, but general communication is great. Highly recommended Reviewed on: 21st February 2024

Nothing but peace of mind.

5
Nothing but peace of mind. Great customer service and a Super Rate of interest that as well as Interesting Products! Reviewed on: 21st February 2024

An Online account

4
Good but would prefer some phisical evidence of an account. A card or a letter stating account numbers etc Reviewed on: 21st February 2024

Perfection.

5
It does everything I need it too. Reviewed on: 21st February 2024

I find it a great way to save for the unexpected and...

5
I find it a great way to save for the unexpected and not feel the pinch Reviewed on: 21st February 2024

Great savings rate and simple, clean interface.

5
Great savings rate and simple, clean interface. Nice features and avalibility of different account types Reviewed on: 21st February 2024

Perfect App for savings

5
I love using Chip to keep an eye on my savings Reviewed on: 21st February 2024

Excellent banking

5
Excellent bank. Love it..I would recommend to anybody. Top top top draw. Reviewed on: 21st February 2024

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