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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I love chip and I consider chip much safer than my o...

I love chip and I consider chip much safer than my own bank and paypal. Reviewed on: 21st February 2024

Simple!!

Simple. Fun. Great rates. Easy to use. Reviewed on: 21st February 2024

Quick and easy to use, makes managing my saving a br...

Quick and easy to use, makes managing my saving a breeze Reviewed on: 21st February 2024

Very easy to use and hassle free

Very easy to use and hassle free Reviewed on: 21st February 2024

App is really easy to use.

App is really easy to use. The ‘chipping’ away at my bank account has enabled me to save over £2000 whereas before I never had any money left to move to a savings account. Also I like the hassle free account of possibly winning a prize (like the premium bonds) and is really quick to access. A range of investment and ISA accounts are available and because they’re linked to my main bank account really quick and simple to transfer both ways! Reviewed on: 21st February 2024

A smooth experience and a great interest rate.

A smooth experience and a great interest rate. Reviewed on: 21st February 2024

Overall good, woul and have recommended.

Overall good. Excellent account choice and like the auto save. Reviewed on: 21st February 2024

Easy to use app.

Easy to use app. Great interest rates Reviewed on: 21st February 2024

Saving and earning have never been this simple!

Been recommended using Chip by a friend of mine and have loved it ever since. It’s a great way to accumulate savings in a hassle free way (with the auto AI savings feature for example). The app is easy to navigate and transfering money to and from pots have been seamless. The wide variaty of ways to save and invest + the AER % is top notch. Been recommending it to family and friends often Reviewed on: 21st February 2024

Easy, competitive, innovative

Chip is really easy to use, with competitive interest rates and innovative services. Haven't had to use customer services yet, but general communication is great. Highly recommended Reviewed on: 21st February 2024

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