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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great and simple to use.

5
Great and simple to use. Competitive rates. Reviewed on: 21st February 2024

Easy to use & always works !

5
The App is easy to use, always works & is informative. Reviewed on: 21st February 2024

Great service - Everything is top notch

5
Great service - Everything is top notch. Been using them since 2022. Wish I knew about it earlier. Highly recommended to anyone who wants to save some money and fight inflation . Also invited my family members to use the app and enjoy the benefits. Also I liked the fact that interest rates have been steadily increasing. Reviewed on: 21st February 2024

Does what it says on the tin!

5
Easy to use app, does what it says on the tin! Customer service excellent Reviewed on: 21st February 2024

Good app and bank.

5
Good app and bank. Always clear comms Reviewed on: 21st February 2024

GREAT RATES OF INTEREST ON DIFFERENT PRODUCTS.

5
GREAT RATES OF INTEREST ON DIFFERENT PRODUCTS. HAVE USED CHIP FOR A LONG TIME. Reviewed on: 21st February 2024

Great app to save money without any fuss.

5
I love the way my funds build without me noticing and the ease you can add or withdraw funds. Reviewed on: 21st February 2024

Easy savings, great interest.

5
Easy savings, great interest. I don't notice the small amounts coming out of my account, which makes saving so much easier. The Chip account is easy to access and withdrawals are simple and quick. Reviewed on: 21st February 2024

Great App and Top returns

5
Great App and returns on our hard earned savings Reviewed on: 21st February 2024

Easy to set up, easy to use app, good interest rates.

5
Easy to set up, easy to use app, good interest rates. Easy to deposit Reviewed on: 21st February 2024

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