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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Competitive rates easy app to navigate

Competitive rates easy app to navigate Reviewed on: 20th February 2024

Easy interface and user friendly.

Easy interface and user friendly. Very easy to set up account. Simple to process transactions. Reviewed on: 20th February 2024

The app is very easy to use and makes saving...

The app is very easy to use and makes saving money easy Reviewed on: 20th February 2024

Good service and communication.

I’ve been very pleased with the service and communication offered by ‘Chip’ following my investments with them. Reviewed on: 20th February 2024

Chip makes saving easy

I’ve never been good at saving, but chip has made it so much easier. I never feel the money being lost & the interest you get back is better than a lot of banks. I have recommended chip to many people, who also share the same experience. Only downside is the fee each month. Reviewed on: 20th February 2024

Great app

They always provide great interest rates and the app is simple and easy to use Reviewed on: 20th February 2024

Very simple, no jargon and easy to navigate

Very simple, no jargon and easy to navigate Reviewed on: 20th February 2024

Simple and effective!

I love that chip is easy to use - making my saving experience much easier. I do not invest but I know if I ever want to, chip will be where I start. They make info digestible for the every day consumer and I really appreciate that. Reviewed on: 20th February 2024

Clear. Simple. Market leading.

Best rates, excellent UX and CX. Continue to innovate and grow the product to remain interesting and compete as a challenger. Reviewed on: 20th February 2024

Great way to squirrel money away

Been using Chip for years to help put money aside to pay for bills Reviewed on: 20th February 2024

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