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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Think saving is hard? Think again!

5
Great way to save without thinking about it. I really like that the amount saved is adjusted based upon current spend so I never have to worry about saving too much or to little. Reviewed on: 20th February 2024

Security for funds made simple

5
For me chip is easy to use. Simple clear instructions and Ican manage my account in my own time. Good interest rate and a secure home for my savings. Reviewed on: 20th February 2024

I wouldn’t go anywhere else!

5
I’ve had chip for many years and it is excellent, easy access, brilliant interest rates, plenty of options on where/how to invest outside of their regular accounts Reviewed on: 20th February 2024

Very easy to use and helps manage regular savings

5
Very easy to use and helps manage regular savings Reviewed on: 20th February 2024

Easy access & straightforward products

5
Easy access & straightforward products Reviewed on: 20th February 2024

Several years of use!

5
I have used Chip in many ways for several years now - it always suits my purpose. Reviewed on: 20th February 2024

Market leading savings facility

5
Chip continues to impress by offering market leading interest rates on easy access savings and now with a great ISA too! Reviewed on: 20th February 2024

Good banking

5
Good banking and fast transfers need to compete with others banks rates Reviewed on: 20th February 2024

Easy & intuitive for expert and novice savers

5
Easy to navigate, excellent choices and very informative Reviewed on: 20th February 2024

Seamless banking.

5
The whole experience with Chip is seamless with all transactions Reviewed on: 20th February 2024

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