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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Amazing, good interest fast withdrawals

5
Amazing, good interest fast withdrawals Reviewed on: 18th February 2024

Truly excellent service and worth investing my money...

5
Truly excellent service and worth investing my money into Reviewed on: 17th February 2024

Super app for automated savings!

4
Really quick and easy signing up process! Love how easy it is to just save automatically and on the go. Has helped me with my savings journey so far! Thank you to the team at Chip Reviewed on: 17th February 2024

Good interest and good app!

5
I love that Chip offer good interest and the app is very user friendly. Reviewed on: 17th February 2024

Makes saving easy.

5
Makes saving easy. I wouldn’t have saved the amount I have by any other means. Reviewed on: 17th February 2024

exciting platform that educates you on your money

5
Chip have provided excellent competitive rates earlier than most for a long time. Their platform has been growing steadily and it has been exciting to be a part of the growing commimunity. Chip has made it their goal to educate people around money and to provide different avenues for clients to save money or invest their savings transparently. Reviewed on: 17th February 2024

Very easy to manage.

5
Very easy to manage. The interest rate is competitive. Great to see how much interest you are gaining daily. My money feels extremely secure in Chip. Reviewed on: 17th February 2024

I have found chip to be really easy to use and offer...

5
I have found chip to be really easy to use and offers great interest rates Reviewed on: 17th February 2024

Excellent bank.

5
Couldn't be happier with Chip! Interest rates have actually risen - unlike rates on my accounts with mainstream banks - and the customer service is brilliant. Reviewed on: 17th February 2024

Very easy to use and encourages me to save

5
Very easy to use and encourages me to save Reviewed on: 17th February 2024

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