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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great app for savings

I mainly use the instant access savings account which has tracked interest rate increases to give me a decent rate of return. Much more so than other "high street" banks. The app is simple to use, easy to deposit and access money as well as giving me a very clear overview of what my balance is, history of it and most importantly what I'm going. To receive in interest. Reviewed on: 17th February 2024

It works.

It works. Just that. Do you reckon I'll win the grand? Reviewed on: 17th February 2024

My pension fund

Very happy with the interest and being able to gain access to my money immediately Reviewed on: 17th February 2024

It’s easy to set up

It’s easy to set up and no issues since Reviewed on: 17th February 2024

Really convenient

Really convenient and easy to use, wouldn’t have been able to save without the help of Chip, love that you can adjust or skip savings. Reviewed on: 17th February 2024

Easy to use, save and good rates

Easy to use, save and good rates Reviewed on: 17th February 2024

No problems at all and any issues have been sorted w...

No problems at all and any issues have been sorted within 24hrs Reviewed on: 17th February 2024

Fortunately because of my income, I do find myself w...

Fortunately because of my income, I do find myself with spare cash at the end of the month because my age, I’m in my 70s I don’t really need to be putting money away for a rainy day and the facility for instant access is brilliant Reviewed on: 17th February 2024

Fabulous platform & easy to navigate app with great...

Fabulous platform & easy to navigate app with great products Reviewed on: 17th February 2024

Hassle free experience.

Hassle free experience. Super easy to use and fuss free. I’m not being contacted regularly like other banks but just enough to know what’s going on! I prefer this as other banks can be annoying! Super easy to use, have got all my family using chip too! Reviewed on: 17th February 2024

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