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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Helping to save

5
Tells you when new things available Reviewed on: 17th February 2024

Love Chip it’s a great way to save without realising...

5
Love Chip it’s a great way to save without realising it Reviewed on: 17th February 2024

Great app for savings

5
I mainly use the instant access savings account which has tracked interest rate increases to give me a decent rate of return. Much more so than other "high street" banks. The app is simple to use, easy to deposit and access money as well as giving me a very clear overview of what my balance is, history of it and most importantly what I'm going. To receive in interest. Reviewed on: 17th February 2024

It works.

5
It works. Just that. Do you reckon I'll win the grand? Reviewed on: 17th February 2024

My pension fund

4
Very happy with the interest and being able to gain access to my money immediately Reviewed on: 17th February 2024

It’s easy to set up

5
It’s easy to set up and no issues since Reviewed on: 17th February 2024

Really convenient

5
Really convenient and easy to use, wouldn’t have been able to save without the help of Chip, love that you can adjust or skip savings. Reviewed on: 17th February 2024

Easy to use, save and good rates

4
Easy to use, save and good rates Reviewed on: 17th February 2024

No problems at all and any issues have been sorted w...

5
No problems at all and any issues have been sorted within 24hrs Reviewed on: 17th February 2024

Fortunately because of my income, I do find myself w...

5
Fortunately because of my income, I do find myself with spare cash at the end of the month because my age, I’m in my 70s I don’t really need to be putting money away for a rainy day and the facility for instant access is brilliant Reviewed on: 17th February 2024

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