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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Easy saving

Help me save money without even thinking of putting money away. Everything is smooth and easy. Very easy and quick access to your money. The amount of saving can be adjusted. The interest rate is very good. Great tools to learn and see what suits you best. It’s a great saving app. Reviewed on: 16th February 2024

I just love the concept.

I just love the concept. It’s easy to use, it saves me a packet of money that I wouldn’t otherwise have been able to do. Great app, great team Reviewed on: 16th February 2024

Easy way to save money.

Easy to use app. Reliable and stress free way to save Reviewed on: 16th February 2024

Very easy and intuitive app, good rates, good intera...

Very easy and intuitive app, good rates, good interactive messaging Reviewed on: 16th February 2024

Very easy to use

Chip have been great, they offer a competitive rate and have expanded their offerings with the cash isa Reviewed on: 16th February 2024

I held my savings in a saving pot with starling prev...

I held my savings in a saving pot with starling previously and earnt little to no interest, I am amazed by the how much I’ve got with chip and how easy the app is to use Reviewed on: 16th February 2024

Personable experience

Easy to use and they are always on hand to help when needed. It's like talking to a friend for advice and guidance rather than a business. Reviewed on: 16th February 2024

Nothing but a good experience from my time with chip...

I have had nothing but a good experience from my time with chip, plus I won a prize on my Prize account. Reviewed on: 16th February 2024

Always struggled to save but chip is the only way I’...

Always struggled to save but chip is the only way I’m found I’ve been able to maintain saving for particular things. I barely notice it leaving my account Reviewed on: 16th February 2024

Great design, slick service, stays current

I have used Chip: Savings App for several years now. The algorithm has been great and despite my partner being out for work for three years, we have still managed to save £9.5k in total, without noticing it too much. They also have innovative ideas to help their customers (Prize fund pot & Investments in NFTs) which really help to keep them at the cutting edge. Reviewed on: 16th February 2024

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