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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Always struggled to save but chip is the only way I’...

Always struggled to save but chip is the only way I’m found I’ve been able to maintain saving for particular things. I barely notice it leaving my account Reviewed on: 16th February 2024

Great design, slick service, stays current

I have used Chip: Savings App for several years now. The algorithm has been great and despite my partner being out for work for three years, we have still managed to save £9.5k in total, without noticing it too much. They also have innovative ideas to help their customers (Prize fund pot & Investments in NFTs) which really help to keep them at the cutting edge. Reviewed on: 16th February 2024

Easy to set up account.

Easy to set up account. User friendly website & straightforward. What more could you want. Reviewed on: 16th February 2024

Very good rates and simple to use would be helpful i...

Very good rates and simple to use would be helpful if building society’s were used as I had to open a bank account to be able to transfers in and ot Reviewed on: 16th February 2024

Chip is great, easy and valuable

Chip is great, easy and valuable Reviewed on: 16th February 2024

Great for savers.

Great for savers. Not slow in putting up interest rates. Delighted with their service and have recommended them to friends and family. Reviewed on: 16th February 2024

User friendly.

User friendly. Good customer service. Very user friendly App. Reviewed on: 16th February 2024

So easy and transparent to use.

So easy and transparent to use. I can access my savings pot whenever I want and I love to see the amount increasing with the regular interest being added. Reviewed on: 16th February 2024

Great app and team at chip

A very stright forward app, easy to understand and any questions I have had they responded really quickly and clearly Reviewed on: 16th February 2024

I have found very simple to use and the company have...

I have found very simple to use and the company have made it easy to use Reviewed on: 16th February 2024

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