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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great service and great interest paid daily

Great service and great interest paid daily Reviewed on: 16th February 2024

Excellent savings rate and app

Excellent savings rate and easy to use app Reviewed on: 16th February 2024

Hassle free banking.

Hassle free banking. the whole banking experience is excellent Reviewed on: 16th February 2024

Consistent market leading rates. .

Since I started saving with Chip, they have consistently provided a market leading rate and excellent customer service. Easy to operate with their straightforward app with quick and easy transfers. Reviewed on: 16th February 2024

Incredible app, first time I have been able to reall...

Incredible app, first time I have been able to really save. The AI based saving puts away amounts that I don’t notice but really adds up over time rather than being wasted. Reviewed on: 16th February 2024

How awesome chip is

Excellent service throughou. Staff always there to help Reviewed on: 16th February 2024

The easiest easy access account out there.

The easiest easy access account out there. Reviewed on: 16th February 2024

Quick and easy to setup.

Quick and easy to setup. All in one platform, easy to accessible. Great for saving and amazing interests. Provides multiple puts which is ideal to save up. Reviewed on: 16th February 2024

Great, Easy to Use Savings and Investments

I've been an avid Chip user for several years now and I love the instant access saving offers they provide, and I love the Monthly Prize savings account in particular. The app is easy and intuitive to use, and it's auto saving feature has helped me effortlessly grow my savings. Reviewed on: 16th February 2024

Chip is just fab!

It’s clear the customer is what drives Chip and the app is testament to that. It blends banking functionality with financial information all presented in a user friendly way that isn’t filled with jargon or patronising. There are how to videos, informative briefs etc. These clearly articulate diverse financial topics such as transferring money to different levels of risk and reward when investing The information always feels accessible and never intimidating. On the banking side everything just works. I’ve never had a single problem using the app. I’ve been able to manage my finances easily; setting up accounts, making transfers etc instantaneously and, update personal details safely. I have such confidence using the app. I don’t think I’m really the target audience for Chip as I’m 56 but it has actually transformed my banking helping me to achieve goals I’ve never managed before. I love it and recommended it to my son who also uses it now too! Reviewed on: 16th February 2024

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