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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

The Chip app is easy to use and staff helpful..

The Chip app is easy to use and even if you have an issue (which I did once) the staff are very helpful and responsive. Their approach is friendlier than any other banks I’ve dealt with. All I had to do was email them and they got back to me v quickly and resolved my issue straightaway. Chip keep me updated regularly by email. Their interest rates are competitive and better than most other banks Reviewed on: 15th February 2024

Easy to use app, great product, never any issues!

Easy to use app, great product, never any issues! Reviewed on: 15th February 2024

Very easy and great rates.

Very easy and great rates. Great app. Reviewed on: 15th February 2024

Good, quick, clean and simple.

Good, quick, clean and simple. I easily installed the App, transferred funds and now happily watch the interest grow. It couldnt be easier. Reviewed on: 15th February 2024

amazing app!

amazing app! So user friendly. Great advise and easy to add and withdraw funds! Reviewed on: 15th February 2024

Have only had one problem and that was sorted within...

Have only had one problem and that was sorted within minutes. Cannot fault them. Reviewed on: 15th February 2024

user friendly

Easy to use and user friendly. Intuitive app Reviewed on: 15th February 2024

Transparent and intuitive

Easy. Quick. Transparent and intuitive app Reviewed on: 15th February 2024

Reply from Chip Hi Andrew - thanks for taking the time to leave us a review and a rating. I noticed you gave us one star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further. Thanks a lot! - Ryan Response date: 19th February 2024

My Chip experience

I've been making regular deposits into chip to progress towards a few distinct goals - holiday, rainy day fund etc... the deposit process is quick and easy, and chip enables you to set goals that you can work towards. The interest rate is fair and was updated regularly as the BoE rates increased. Reviewed on: 15th February 2024

App really easy to use, great interest rate and simp...

App really easy to use, great interest rate and simple initial set up Reviewed on: 15th February 2024

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