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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

I think chip is the best

I think chip is the best savings app I have ever used… and I have tried a lot of them over the years! It’s very very easy to withdraw and deposit and the tracking rate means I don’t have to do anything to make more savings Reviewed on: 15th February 2024

Savings.

Okay, I wish I could someone save more or better with advise from staff as I don’t seem to be saving much/enough Reviewed on: 15th February 2024

Fantastic app.

Fantastic app. Been able to save so much and it’s great you can adjust savings. Everything is really easy to navigate also Reviewed on: 15th February 2024

Changed the Banking Game & Grew my Confidence

Being a Chip member since 2020 has allowed me to experience the app and the company enough to give an honest review. Within those 4 years, I've had no major issues and with anything minor such as account closures or money switches I've been able to seek advice from the amazing customer service team. The app as well as the people behind it all have made my banking experience so much more comfortable. Chip is truly the most trustworthy app I have regarding my finances. With all the information on any updates, Chip is the best at being back and white and at providing multiple heads-ups months and months prior to the change. With all the information it provides, it's truly made me so much more comfortable and confident in investing and saving for the long run. It presents all the banking and investment options so easily and conveniently while explaining each step of the process as you go along. The only feature I am eagerly waiting is for Chip to generate an online payable feature so that I'm able to purchase products online directly with one of my Chip accounts without having to withdraw money back to my current account as well as create a bank Chip bank card that I'd be able to use directly in the store. It's an amazing app with amazing features, I'd recommend it to everyone no matter their experience with saving and investing. Reviewed on: 15th February 2024

Good and excellent service to be highly recommended

Good and excellent service to be highly recommended Reviewed on: 15th February 2024

Chip offers a fantastic and highly competitive rate...

Chip offers a fantastic and highly competitive rate of interest. The Chip app is easy to use and it's great to see the interest grow on a daily basis. Best move I made was putting my investment into Chip. Reviewed on: 15th February 2024

Great app, good interest.

Great app, good interest. Needed somewhere to put proceeds from house sale while we decided what to do with it……and now happy to leave it!!! Reviewed on: 15th February 2024

Chip is a complete break away from normal and stereo...

Chip is a complete break away from normal and stereotypical banking / saving. An amazing App that saves you time and money alongside excellent interest rates. The company and its staff clearly are thinking smart with customers requirements at their heart. This is no standard banking, this is evolution banking. Reviewed on: 15th February 2024

this app has helped me save in a much easier way

Struggled to save in the past but this app has helped me save in a much better way and I have managed to pay for several holidays and home improvements since using it Reviewed on: 15th February 2024

So easy to use with great interest rates

So easy to use with great interest rates Reviewed on: 15th February 2024

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