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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Nothing but praise for the app.

Nothing but praise for the app. Easy to use and fantastic rates for an instant access account Reviewed on: 15th February 2024

Excellent service great interest rates and very easy...

Excellent service great interest rates and very easy to deal with Reviewed on: 15th February 2024

Great interface, competitive rates and great access...

Great interface, competitive rates and great access to wider options Reviewed on: 15th February 2024

Great way to save

Chip started out for me as a really useful way to ensure I was saving little and often by using the Chip AI. There was a small cost for the plan, but I was saving more than it cost and I didn't have to think about it. Later on, Chip released new savings accounts with incredibly generous interest rates which I've been using ever since. Interest/bonus payments are very good and come much more regularly than traditional savings accounts. It's also very reassuring and encouraging to see the charts and stats showing your savings progress. Reviewed on: 15th February 2024

Probably the best app on my mobile.

Great interest rates and very easy app to use. Various banking accounts to choose from. Highly recommend. Reviewed on: 15th February 2024

Encourages me to save more with automation.

Encourages me to save more with automation. Great savings rates which they update you on so you can make the most of it. Easy to use app with plenty of useful features Reviewed on: 15th February 2024

Fantastic rates on instant access savings.

Fantastic rates on instant access savings. Easy to use app. Reviewed on: 15th February 2024

My bank didn’t recognise chip transactions now use t...

My bank didn’t recognise chip transactions now use this transaction like a verification question when I call them Reviewed on: 15th February 2024

Saving under the radar

I have recommended Chip to lots of friends and family. It’s the easiest way to squirrel money away but always have it at your fingertips. Brilliant app. Reviewed on: 15th February 2024

Great for saving! .

Really easy app to use. Great interest rates and has really helped me save. Reviewed on: 15th February 2024

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