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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Really happy!

5
I have been saving with chip for nearly six months after previously kept my savings in bonds for several years and getting very little in return, it has been great to see my monthly interest return whilst having the flexibility of making withdrawals and payments as often as I want! Reviewed on: 15th February 2024

Easy to use app

5
They offer the best interest for an instant access savings account. The app is very user friendly. Reviewed on: 15th February 2024

A strong vote for Chip!

5
It's very obvious that Chip's staff are working extremely hard to provide us with the best customer service, the best (and very interesting) products, the best banking app and the best possible interest rates (which is the only reason why I originally joined, but I am so glad I did!). Thank you Chip! Reviewed on: 15th February 2024

Its helping me save for the first time in my...

5
Uts helping my save for the first time in my life Reviewed on: 15th February 2024

Love this app, it’s helped me have a completely stre...

5
Love this app, it’s helped me have a completely stress free Christmas Reviewed on: 15th February 2024

Excellent Chip app.

5
Easy to use app.Staff are readily available to talk to if required which is very rarely needed.Market leading interest rates. Reviewed on: 15th February 2024

Saving made easy.

5
Saving made easy. So easy to transfer and quick to look at your balance. I like seeing the interest pending Reviewed on: 15th February 2024

Easy to open account, great rate and easy access

5
Easy to open account, great rate and easy access Reviewed on: 15th February 2024

Simple and effective

5
The app works and does what it says it will do. I don’t need to worry about saving as the AI feature works well. It has helped me develop a savings habit which has made a really difference to my budgeting. Reviewed on: 15th February 2024

What an amazing app Chip really is.

5
I have been with chip from the very start of them.I love their savings app because they give you such a great rate and they are always looking out for you too. Thanks Chip. Reviewed on: 15th February 2024

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