Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

I think it’s a competitive easy access account with...

5
I think it’s a competitive easy access account with competitive interest rate Reviewed on: 15th February 2024

Excellent app allows you to save as little or much a...

5
Excellent app allows you to save as little or much as you like whenever you choose to do so. Reviewed on: 15th February 2024

Every thing in one app .

4
Every thing in one app . Great interest rates .stocks and shares and isa . Savings accounts . I love it Reviewed on: 15th February 2024

Found it terribly difficult to save any money and by...

5
Found it terribly difficult to save any money and by chip using their algorithm deducting small amount’s as regular savings has motivated me to increase my levels of savings each month. Reviewed on: 15th February 2024

Already recommended the app to friends

5
I've already recommended this app to a couple of friends and family members. Great interest rate, quick and easy to deposit and withdraw, and customer services are brilliant. What more could you ask for in a savings app!? Reviewed on: 15th February 2024

Love Chip!

5
Join for the competitive interest rates, stay for the user friendly app and additional member benefits. Reviewed on: 15th February 2024

Convenient excellence

5
Best savings app out there for both cash and funds. Reviewed on: 15th February 2024

So easy to use clear and well presented app

5
So easy to use clear and well presented app Reviewed on: 15th February 2024

Great product and easy way to save

5
Great product and easy way to save Reviewed on: 15th February 2024

Great user friendly app with plenty of options of wh...

5
Great user friendly app with plenty of options of where to put your money Reviewed on: 15th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1044 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products