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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

So easy to use and the only place I'm getting interest

Main reason i joined and stay is the interest they are paying, so much more competitive than high street banks. I can't comment on customer experience but it's because I haven't had a reason to contact them! The app is so easy to use, I'm able to easily manage my money and it integrates simply with my main banking account. Reviewed on: 14th February 2024

Easy way to save and build your wealth

Easy way to save and build your wealth Reviewed on: 14th February 2024

Couldn't be happier!

I had a problem in app when transfering money from my High street account, but CHIP staff were very helpful and the problem was solved immediately. Couldn't be happier with watching my savings grow with a very easy to use banking app. Great options available, depending on how you want your money to work for you and great prizes on offer with the Prize Savings app too :) Reviewed on: 14th February 2024

My Chip account was very easy to open and was set up...

My Chip account was very easy to open and was set up within a few minutes. Making deposits and withdrawals is also a breeze. The interest rate is competitive and the app is easy to use. Reviewed on: 14th February 2024

Generally

Very reliable fast service coupled with great interest rates on numerous products Reviewed on: 14th February 2024

Very smooth service

Very smooth from start to finish. Linked brilliantly with my bank for deposits and for withdrawals. Reviewed on: 14th February 2024

Easy to use app.

Easy to use app. Possible to get hold of support. Good rates (until very recently) Reviewed on: 14th February 2024

Easy to understand, set up and use.

Easy to understand, set up and use. Great way to save and interest rates are good. Reviewed on: 14th February 2024

Great savings tool

easy to use, pots great, haven’t had interaction with customer service team directly so can’t really comment on that, but experience fine: Reviewed on: 14th February 2024

Managed to save loads with Chip.

Managed to save loads with Chip. Recommend to friends and they’ve done the same. Reviewed on: 14th February 2024

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