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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Very happy, would recommend to anyone

5
Very happy, would recommend to anyone Reviewed on: 27th March 2025

Saving more money for the future

5
Saving more money for the future Reviewed on: 11th February 2026

Long time user, long time lover!

5
I have used chip for a few years and it has helped me massively with my savings! With different accounts with discerner interest, rates there really is something for everyone. With the ease of auto saves and manual deposits it can really add up quickly, and it’s also really easy to withdraw whenever you need to with the instant access accounts, which I’ve found so handy if I’ve ever needed to move money fast, literally takes seconds! Basically I love it, and am really grateful that this app exists! Reviewed on: 11th February 2026

Great Savings Tool!

5
Such a brilliant idea - saving without even noticing! It’s surprising how quickly your savings add up, all without even thinking about it! It’s easy to adjust the amount you save, or even skip a save if you need to. I’ve recommended the App to so many people! Reviewed on: 11th February 2026

The best financial savings app available.

5
Every issue I have ever had with Chip, which haven't been many, is always dealt with inside 24 hours at maximum. Very competitive savings rates. Reviewed on: 11th February 2026

Chip makes saving effortless, literally!

5
Chip makes saving effortless, literally! It saves for meme throughout the month and because I can see my savings growing, it encourages me to add in a lump sum around payday. Consequently, I’ve managed to save for a house, 2 maternity leaves and now I’m saving for an extension. There’s no way I would have saved this much on my own. Fab! Reviewed on: 11th February 2026

Fast easy to use and reliable with lots of choice

5
Fast easy to use and reliable with lots of choice of investment and savings options. Reviewed on: 11th February 2026

Great experience!

5
Great experience! App easy to navigate with no problems and quite informative. Reviewed on: 11th February 2026

I’ve never been able to save in the past but this ap...

5
I’ve never been able to save in the past but this app does it for me! So easy and effective. I’ve told everyone to get it Reviewed on: 11th February 2026

Easy to Use App with great rates

5
Easy to Use App with great rates Reviewed on: 11th February 2026

Easy to use app.

5
Easy to use app. The app makes it easy to track your savings and has extra features that encourage you to invest/save more. Reviewed on: 11th February 2026

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