Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

The best savings app and bank!

5
The best savings app and bank! Fab interest rates, fab customer service and a smooth process for saving so you do t even notice! Reviewed on: 14th February 2024

It is clear how much I earn interest in a daily basis.

4
It is clear how much I earn interest in a daily basis. Reviewed on: 14th February 2024

Love changing

5
I managed to save so much it’s life changing really helps me keep my financials organise and easy to use Reviewed on: 14th February 2024

Great app, regular communication

5
Great app, regular communication Reviewed on: 14th February 2024

Monitors your account and schedules a payment to you...

5
Monitors your account and schedules a payment to your savings it thinks you can afford. My experience has been flawless, only a few times I've thought it necessary to override. Built a nice little savings with just Chip. Reviewed on: 14th February 2024

Modern high tech banking service

5
Modern high tech banking service that delivers interest rate changes quicker than any other bank Reviewed on: 14th February 2024

Excellent access to products

5
Great app with instant access to my funds Reviewed on: 14th February 2024

A bank which puts customers in control

5
Good dates of interests. Very easy to use. It is so well set up that I have not needed to contact Chip staff for help . Reviewed on: 14th February 2024

Awesome app!

5
Awesome app! Very intuitive. Would highly recommend! Reviewed on: 14th February 2024

Great phone app

4
Great phone app very satisfied with its functionality. Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products