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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use and excellent instead rates

Easy to use and excellent interest rates Reviewed on: 14th February 2024

I have been a Chip customer since just after it laun...

I have been a Chip customer since just after it launched and stuck with it ever since. I have used the autsaves and manual save to build up a nice little savings pot. In fact I like it so much I have invested over each of the last 7 rounds. Reviewed on: 14th February 2024

Great savings app

Very easy to understand savings accounts, always informed before money is moved, great interest rates . I love that I have to give permission to Chip to be able to access my bank account every 90 days. Overall a great savings app that I highly recommend. Reviewed on: 14th February 2024

Chip - A Modern, Vibrant Bank

Chip is a young bank with none of the stayed out of date issues. They are a vibrant company who are current. Reviewed on: 14th February 2024

Useful app, good user interface.

Useful app, good user interface. excellent interest for your savings Reviewed on: 14th February 2024

Great value for money, great transparency

Great value for money, great transparency Reviewed on: 14th February 2024

Very impressed

Very impressed with the ease of the app and the interest rate given. Regular updates via email sent when interest rates had been increased. Reviewed on: 14th February 2024

Fab company & app

I’ve been using Chip for almost 2 years. The rates are great, it’s quick, simple & clear to use. I also love the prize draw element. Reviewed on: 14th February 2024

Great App, so easy to use setup and manage savings.

Great App, so easy to use setup and manage savings. Having started with the Instant Access Account I have now also opened their Cash ISA account (also instant access) Competitive rates of interest make Chip an absolute winner. Reviewed on: 14th February 2024

Always have great customer service and competitive r...

Always have great customer service and competitive rates. Reviewed on: 14th February 2024

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