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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

The app is easy to use, the interest rates on saving...

5
The app is easy to use, the interest rates on savings are always good and there is an option to invest if that suits where you are at in life. Reviewed on: 26th March 2025

I am awful at saving.

5
I am awful at saving. Chip makes it very easy, as I don't miss the money that comes out of my account. If I don't miss it, I don't spend it wastefully. Reviewed on: 26th March 2025

Saving with Chip

5
Great app and lots of ideas regarding Financial management. Reviewed on: 26th March 2025

I love using chip and seeing my money grow

5
I love using chip and seeing my money grow Reviewed on: 26th March 2025

Easy to use and competitive rates.

5
Easy to use and competitive rates. Reviewed on: 26th March 2025

SIMPLE APP EASY TO NAVIGATE AND UNDERSTAND

5
SIMPLE APP EASY TO NAVIGATE AND UNDERSTAND Reviewed on: 26th March 2025

Great for tentative saving, easy access and encourag...

5
Great for tentative saving, easy access and encouragingly high interest Reviewed on: 26th March 2025

Easy to use and excellent value!

5
Chip is easy to use and understand, and provides excellent value with the rates they offer. Reviewed on: 26th March 2025

Very straightforward to set up and good savings rates.

5
Very straightforward to set up and good savings rates. App is reliable and simple to use addl g new accounts as and when. I like the option to win prizes. Reviewed on: 26th March 2025

Really easy to use app

5
Really easy to use app with clear summary of accounts and ISA allowance. Simple to deposit and withdraw cash. Broad range of accounts to suit all needs. Reviewed on: 26th March 2025

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