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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy App

Very easy app to use and great interest tates Reviewed on: 14th February 2024

Easy to use, very informative regarding the range of...

Easy to use, very informative regarding the range of products available, easy to manage one's accounts from a single application. Reviewed on: 14th February 2024

Seamless - never had any trouble

Seamless - never had any trouble Reviewed on: 14th February 2024

The current economy in the UK has hit the lowest ear...

The current economy in the UK has hit the lowest earners the most, however all earners have felt the most financially when it comes to savings. This has been hitting savers far longer than inflation over the years, and with the banks still hitting their loyal customers with APR of 19% just for going into an overdraft and offering far less than 1% in interest savings account. Chip is easy to set up and use, offering an almost unbeatable rate AND with no penalties for unlimited withdrawals. Others may offer a higher rate but minimum of £1k to open, Chip only asks for £1 to open and this will encourage even the lowest income earners to save which is better for all. I searched on MoneySuperMarket.com for best easy access savings account and CHIP was at the top. Thank you for giving every person, regardless of income the opportunity to save and earn 4.84% interest. Reviewed on: 14th February 2024

Easy use, great value

Easy use, great value, very informative Reviewed on: 14th February 2024

Customer service

It's always been very straightforward and easy to use. Reviewed on: 14th February 2024

Easy to use, excellent communication and so simple f...

Easy to use, excellent communication and so simple for all users, including being kept informed and up-to-date all the time. Reviewed on: 14th February 2024

Saving with Chip for 3yrs or so & will continue to d...

Saving with Chip for 3yrs or so & will continue to do so. Straightforward to do so via Autosaves & other save process. Interest payment added to balance monthly. Chip PrizeFund also in use although does not pay interest Reviewed on: 14th February 2024

Chip review

Had no problems with the app easy to use. Reviewed on: 14th February 2024

Amazing experience from start to finish

Amazing experience from start to finish Reviewed on: 14th February 2024

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