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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Very easy app to use.

5
Very easy app to use. Great savings interest rates. Reviewed on: 14th February 2024

Chip has really helped me to save

5
Chip has helped me to put money away for when I need it without me having to think about doing it as it’s all done automatically and also within my means. I may not be on a huge income but being able to save a little really makes me feel like I can achieve monetary goals. Reviewed on: 14th February 2024

Totally great

5
Very easy to save and invest with CHIP. Total control over what goes into my various accounts and what comes out. Great stuff! Reviewed on: 14th February 2024

The service is very easy to use, provides high inter...

5
The service is very easy to use, provides high interest rates and an ISA. Customer support is rather fast. Reviewed on: 14th February 2024

Easy banking

5
I’ve never had any problems since I joined chip. Everything has been good. Reviewed on: 14th February 2024

I have been a client of Chip for 4 years now and ser...

5
I have been a client of Chip for 4 years now and service and promise provided by Chip is excellent, I had never tried using a savings app before so I was not confident in beginning but with time chip has been to what they say which has given me the confidence and trust to be associated with them. Thanks for everything Chip. Reviewed on: 14th February 2024

Easy to operate .

5
Easy to operate .Good interest rates. Only down side is only one account per mobile telephone number. Wife can't open an account because she does not use/have a mobile telephone . Reviewed on: 14th February 2024

Transforms my relationship with money

5
I had an awful relationship with money and this hereditary feeling that "I can't save" and that "I'm awful with money". If I did save, it would be unrealistic amounts that I dipped into each month so thought might as well spend all my savings, since that TINY amount left is practically nothing. Chip was my saving grace, and tiptoed me into regular saving. The automated savings helped build my confidence and made me realise that those small amounts build. I started second guessing taking out money and got addicted to seeing my savings grow without really seeing my own money/current account go down. Reviewed on: 14th February 2024

Great savings app with high interest savings options.

5
Great savings app with high interest savings options. Reviewed on: 14th February 2024

Great interest rate and very simple to use and trans...

5
Great interest rate and very simple to use and transfer money into Reviewed on: 14th February 2024

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