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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Better than your mainstream bank

5
I was recommended to save with chip as i had money in a mainstream bank, chip was easy to join, totally reliable, can exchange money easliy and you get interest !!! Reviewed on: 14th February 2024

Great rate of interest with easy access.

5
Great rate of interest with easy access. Reviewed on: 14th February 2024

Very good , like the app , staff very prompt...

5
Very good , like the app , staff very prompt Reviewed on: 14th February 2024

Easy to use, value adding products.

5
Easy to use, value adding products. Reviewed on: 14th February 2024

So easy to use, and great rates.

5
So easy to use, and great rates. The Chip team are always looking at ways to improve or add benefits to the savings app and clearly communicate to their customers. Reviewed on: 14th February 2024

The customers bank

5
A great bank that gives back to its customers . Reviewed on: 14th February 2024

app works great

5
Always good communication app works great see savings any time and great rates Reviewed on: 14th February 2024

Fast, efficient and secure app.

5
Fast, efficient and secure app. Instant access to your funds with clear visibility of transactions and status. Great reward system attached to accounts. Emails are personal and professional without the typical financial stuffiness. Reviewed on: 14th February 2024

Set up easy and jargon free, really easy to use the App

5
Set up was easy and jargon free. Using the app was the same, and at my age this is a huge bonus. I'm really impressed with the interest rate and love to see it ratcheting up every month. It is very easy to access and use the various functions though I don't want to take any money out at present it would be easy-peasy. Again, fantastic for me and my limited online skills. TOP MARKS FOR CHIP. Reviewed on: 14th February 2024

Great for saving money

5
I’ve been able to save a good amount of money since using chip and the interest rate is amazing Reviewed on: 14th February 2024

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