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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Wonderful service

5
Very good service, love the opportunity to place savings away with the chance of entering a prize draw to win money Reviewed on: 14th February 2024

I find the app very easy to use and informative.

5
I find the app very easy to use and informative. Depositing money is quick with the deposit appearing in my account almost instantly. Have not made any withdrawals so cannot comment on it's speed. Overall I am extremely satisfied with Chip. Reviewed on: 14th February 2024

Easy to open, easy to use - great returns on savings...

5
Easy to open, easy to use - great returns on savings - what’s not to like?! Would recommend to my family and friends - love the online app - easy to track your money, great interest rates and it’s paid monthly! Reviewed on: 14th February 2024

Excellent app for savings.

5
Excellent app for savings. I've been using Chip for my savings for 6 months and have had zero problems. Interest rate is nice and high and no fees. Reviewed on: 14th February 2024

Good with the interest rates initially, a little dis...

4
Good with the interest rates initially, a little disappointed they're not as competitive now Reviewed on: 14th February 2024

Life is easier with chip

5
Love using chip it saves having to go to a cashpoint or bank Reviewed on: 14th February 2024

Over the last 4 years it has been an easy journey to...

5
Over the last 4 years it has been an easy journey to save money. Reviewed on: 14th February 2024

Good for saving even if you’re a good saver

5
Early adopter of this product and it has helped me save more money than I could have otherwise. And that’s as someone who is already pretty good at saving. Cheers to Chip’s algorithm Reviewed on: 14th February 2024

Best saving app

5
The saving app is by far the easiest app to use and I’ve managed to save enough for a holiday that I’d never be able to afford before. Reviewed on: 14th February 2024

An excellent easy to navigate provider, with market...

5
An excellent easy to navigate provider, with market leading products. Reviewed on: 14th February 2024

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