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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy access savings, great interest rates

I signed up for a savings account in May as Chip had one of the best rates available, I've received £850 in interest on that account and £150 on the prize account I also signed up to where I have a chance to win £10k each month. Setting up the links to my high-street bank account was easy and I am reassured by the FSCS cover on both accounts and the security within the app. I've recommended Chip to my husband and he has told friends. I feel that we receive good service and secure, easy access savings. What's not to like! Reviewed on: 14th February 2024

Great interest rates

Great interest rates on savings accounts. Been very impressed. Reviewed on: 14th February 2024

A smart and easy to use savings account

I joined Chip 3 years ago and before I was terrible with saving. Now, I’ve been able to save over £5,000 without having to lift a finger! Customer service as well has been amazing throughout that time. I’ve recommended it to multiple friends and family who are now seeing the benefits themselves! Reviewed on: 14th February 2024

Chip the best online bank for saving

Great app easy to use for transferring money in and out, with excellent interest rate Reviewed on: 14th February 2024

10/10 Can’t go wrong

Free to use savings account and has the best interest rate to grow my money. Reviewed on: 14th February 2024

Good app, user friendly.

Good app, user friendly. There haven’t been many glitches and the menu is intuitive. We haven’t used customer service but the overall experience has been positive. Hopefully, it will last! Reviewed on: 14th February 2024

I tell everyone about Chip!

I tell everyone about Chip! Great rates, easy access! I've tried so many ways to save but never stuck to anything this was a game changer for me. I became a little addicted to saving! Reviewed on: 14th February 2024

Great bank.

Easy App. Good interest rates. Very modern feel and easy to deal with. Reviewed on: 14th February 2024

Very easy to set up and use.

Very easy to set up and use. Definitely worth giving it a try. Reviewed on: 14th February 2024

Recommended to everyone.

We saved so much money with chip, it was effortless to open an account and manage this and customer service was great when I did have a query. I have recommended this account to friends and family. Reviewed on: 14th February 2024

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