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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Recommended to everyone.

5
We saved so much money with chip, it was effortless to open an account and manage this and customer service was great when I did have a query. I have recommended this account to friends and family. Reviewed on: 14th February 2024

App makes it very easy to save.and access savings wh...

5
App makes it very easy to save and access savings when they are needed.Chip are also excellent at providing support for it’s savers. Reviewed on: 14th February 2024

Easy to use app.

4
Easy to use app and excellent rates of interest Reviewed on: 14th February 2024

Beginner friendly, inclusive, community

5
Chip is a very beginner friendly banking app. Its very easy to understand the various products that Chip offer. I also like the emails I receive from staff members of Chip that send me offers and updates about the company. I feel included into a community. I also appreciate being contacted by real people, which is a breath of fresh air as more and more websites and apps utilise AI chat bots to engage with customers. I also enjoy the easy access savings account. Reviewed on: 14th February 2024

Great interest rates

5
Easy to use app, great interest rates, money is easy to transfer in and out. Reviewed on: 14th February 2024

Excellent bank

5
Excellent bank and service fully recommended. Reviewed on: 14th February 2024

I have been a member since it started and have manag...

5
I have been a member since it started and have managed to save a nice sim which I have used for once in a lifetime holidays and trips. Reviewed on: 14th February 2024

Great app

5
They've encouraged me to save. Also, everytime I have a request or question they answer very promptly. Reviewed on: 14th February 2024

Chip has an easy to use app design.

4
Chip has an easy to use app design. It is clear to see how much is saved in each section and how much interest is earned. It is easy to add money and withdraw. The interest rate is ok. Reviewed on: 14th February 2024

Easy to use app and good return on investment

5
Easy to use app, good returns on my saving and regular good communication from Chip. Reviewed on: 14th February 2024

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