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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

No fuss no hassle

5
Very slick and straight forward to use, informative and transactions are dealt with ease Reviewed on: 14th February 2024

I’ve had no problems so alls good

5
I’ve had no problems so alls good Reviewed on: 14th February 2024

A Brilliant App and Savings Tool.

5
A brilliant way to help me save, the App is really easy to use and I can see my interest mounting up on a daily basis. It has encouraged me to save any spare money I have (even if only for a short while) and gain some interest on it. I keep my rainy day money in my Instant Access Saver which has a competitive interest rate and no restrictions. What more can I say? Brilliant!! Reviewed on: 14th February 2024

Great experience!

5
Great experience! Very user friendly & excellent features. Reviewed on: 14th February 2024

Gold standard of banking

5
Very user friendly and an excellent product Reviewed on: 14th February 2024

Excellent finance tool

5
Chip has great, allowing me to save for various goals and generally quick to deal with any queries, has also a marked improve lament with drawing money and an excellent interest rate Reviewed on: 14th February 2024

So easy to open an account in the App.

5
So easy to open an account in the App. Great graphics in the app, nice and easy and interest easily visible. Reviewed on: 14th February 2024

Great customer service and competitive rates

5
Great customer service and competitive rates Reviewed on: 14th February 2024

The savings account that has it all!

5
It was painless to open an account. There was good communication throughout the process and it continues now that the account has been set up. Moving money in and out of the account is extremely easy. The account pays a very good rate of interest with no strings or ties. The team are frequently offering incentive schemes to earn extra money. What’s not to like. Reviewed on: 14th February 2024

I’m a conservative saver so initially looked at some...

5
I’m a conservative saver so initially looked at some investments but then switched back to standard savings. Rates are good and I’ve open the new cash isa too Reviewed on: 14th February 2024

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