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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy to use app.

Easy to use app. Clear and concise instructions. Good rates. Vibrant, forward looking team Reviewed on: 14th February 2024

Chip is awesome

Chip is a safe and convenient place to save my money without even having to think about it. I can edit the amounts they deduct if I decide it’s too much that week. I have savings pots and access to investment funds. Reviewed on: 14th February 2024

Excellent savings app!

I love how easy it is to use Chip to manage my savings and gain moderate interest on a monthly basis. Reviewed on: 14th February 2024

The app is so easy to use and the interest rates are...

The app is so easy to use and the interest rates are always very competitive Reviewed on: 14th February 2024

Chip bank review

As a bank or savings institution it works extremely well. Not sure how it is as a lender though. The savings rates are up there with the best and it is incredibly easy to transfer money in and out of the accounts. The automatic saving feature is a great way of increasing your savings Reviewed on: 14th February 2024

Chip makes banking easy.

Opening accounts is easy, transferring funds into and out of accounts is simple, it makes banking easy, a pleasure to do. Reviewed on: 14th February 2024

Low Effort - Max rewards

Fantastic savings help - I put it no effort and see my money build! I’ve got so many people involved and they love their experience too Reviewed on: 14th February 2024

I’ve been using Chip for a few years now.

I’ve been using Chip for a few years now. What an excellent way to build a healthy savings pot and the interest rates have always been the best around. Reviewed on: 14th February 2024

I’m really impressed with the service, for instant a...

I’m really impressed with the service, for instant access, I can’t find a bank that pays a higher interest. They are proactive. They manage your money well and make sure that you get the maximum return. I will continue to bank with Chip and I’m really happy with the service to date. Reviewed on: 14th February 2024

CHIP - the smart way to bank and invest

Chip is great to use as it is easy to use with helpful tutorials. I wish I moved to chip from my previous bank sooner! Reviewed on: 14th February 2024

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