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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Just love chip!

5
Just love chip! Great interest rate for instant access savings. Reviewed on: 14th February 2024

Absolutely brilliant service, had no issues what so...

5
Absolutely brilliant service, had no issues what so ever Reviewed on: 14th February 2024

Easy to set up an account and share details

5
Easy to set up an account and share details Reviewed on: 14th February 2024

Easy Peasy

5
Chips is very easy to use and quite intuitive. It took me less than five minutes to open an account (maybe less than two?) and I haven’t looked back since. I’m looking into exploring the investment side of things but, for now, I’m very happy. Reviewed on: 14th February 2024

I've been with chip from that start, many moons ago.

5
I've been with chip from that start, many moons ago. Using chip has help me get a grip of my finances opening up new directions in life. I used to live paycheck to paycheck, worrying about the next unexpected expense. Having the savings now has taken the weight of me and has helped me to start enjoying life. Reviewed on: 14th February 2024

A very easy to use app- intuitive and quick.

5
A very easy to use app- intuitive and quick. Easy to move money around but at the sam time feels very secure. Reviewed on: 14th February 2024

Love CHIP

5
Great return on savings and love that interest is paid monthly. Fantastic communities both via the app and email. Nothing to pushy but informative allowing me to decide what I would like to do. Reviewed on: 14th February 2024

Been with chip since the early days...

5
Been with chip since the early days and the rate of growth and services offered by them is amazing. They make it super easy to save and with such a fantastic rate I wouldn't want my savings anywhere else. The app really makes you feel part of their community too. Reviewed on: 14th February 2024

Easy to deal with web site easy to navigate.

5
Easy to deal with web site easy to navigate. Kept up to date with latest offers Reviewed on: 14th February 2024

Very easy to use, and extremely competitive saving r...

5
Very easy to use, and extremely competitive saving rates Reviewed on: 14th February 2024

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