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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very easy banking app , good interest rates

Very easy banking app , good interest rates Reviewed on: 14th February 2024

Have been using chip for years!

Have been using chip for years! Great way to save without knowing it. I would have told you I would miss the money but I never do. Reviewed on: 14th February 2024

Chip accessibility

Chip is refreshing has it enables you to access various options all securely online. Reviewed on: 14th February 2024

Reply from Chip Hi Simon - thanks for taking the time to leave us a review and a rating. I noticed you gave us one star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further. Thanks a lot! - Ryan Response date: 19th February 2024

Ive been a Chip user / saver since it was first crea...

Ive been a Chip user / saver since it was first created. Its smart, easy to use and is the reason I have been able to realistically and continually save towards my goals. I would recommend it for anyone, all ages and income levels. Reviewed on: 14th February 2024

Great app and products

The app is easy to use, it works well and is clear where your money is saved. The rates have always been better than my main bank and I love the way I can set up regular deposits to encourage me to save. Reviewed on: 14th February 2024

Great for saving

Chip is simple to open and gives good rates to assist saving for a goal. They are responsive and open. My only criticism is the statements area of the app is quite buggy Reviewed on: 14th February 2024

Excellent rate of interest, simple to apply for, sim...

Excellent rate of interest, simple to apply for, simple UI. Reviewed on: 14th February 2024

Saving Made Simple

The app is easy to use, I like the innovation of the prize savings account and I like the easy access account with a competitive interest rate Reviewed on: 14th February 2024

Always on the money for service and competitive rates.

Always on the money for service and competitive rates. Love how quick it is to move money around. Reviewed on: 14th February 2024

Easy to use.

Easy to use. Very competitive rates and always evolving to be even better. I often want to add more money just to try all the features. That must be a good thing in a savings app. Reviewed on: 14th February 2024

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