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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very easy to use platform

Very easy to use platform with great interest rates and savings tracking regular updates from company regarding their latest products and services all on the handy app Reviewed on: 14th February 2024

It’s so easy to save money you didn’t even know you...

It’s so easy to save money you didn’t even know you had spare, I love it. The various plans allow you to save at a good rate or for the chance of a cash prize, it’s so exciting every month. I also love how easy it is to withdraw funds immediately. Reviewed on: 14th February 2024

I joined CHIP for the first time after a recommendat...

I joined CHIP for the first time after a recommendation from Money Saving Expert. The interest rate has held since I joined 5 monyhs ago. The CHIP app is so easy to manage my money and it's feels better to put my investment in an modern innovative banking - the monthly prize draw account, crowdfunding, new product launches, easy to understand communications and transparency around how they track their rate with that of Bank of England. Reviewed on: 14th February 2024

Works as intended.

Handy tool for creating wealth, without trying! Reviewed on: 14th February 2024

Easy to use. Easy to transfer. Just easy

Easy to use. Easy to transfer. Just easy Easy to use. Great rates notifications are good and not over the top plus prize draw is an extra bonus. Reviewed on: 14th February 2024

Best banking app I’ve ever used

The App works perfectly alongside my current account, never had any issues. Can’t praise them enough. Reviewed on: 14th February 2024

Great app

Seamless app, easy to use. Competitive interest saving rates compared to other online and high street banks Reviewed on: 14th February 2024

Best in class

Easy to use, competitive and leading the way constantly adding new features and listening to their user base. I have used Virgin Money, Atom and traditional banks for cash savings and Chip are the best. Reviewed on: 14th February 2024

Easy to use, reliable, easy to save up for my...

Easy to use, reliable, easy to save up for my goals Reviewed on: 14th February 2024

Quick, easy, and fast.

Quick to set up, easy to operate, and fast to act on instructions. Reviewed on: 14th February 2024

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