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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

What i love most about Chip is how easy it is to use...

5
What i love most about Chip is how easy it is to use and straight forward it all is. High interest, monthly paid, unlimited withdrawals, promotion offers, instant access etc etc. What more could you ask for! Reviewed on: 14th February 2024

Exceptional Online Banking: CHIP Sets the Standard

5
My journey with CHIP online banking has been nothing short of remarkable. The platform's user-friendly interface and feature-rich mobile app make managing finances a breeze. Whether it's checking balances, transferring funds, or paying bills, CHIP's seamless experience sets it apart from other online banking institutes. Security is paramount in the digital age, and CHIP excels in this regard. With robust encryption and multi-factor authentication, I trust that my personal information and transactions are always safeguarded. This peace of mind is invaluable, ensuring a worry-free banking experience. What truly elevates CHIP is its exemplary customer service. Quick responses and helpful solutions from their support team make every interaction a positive one. From live chat to email and phone support, CHIP goes above and beyond to ensure customer satisfaction. In summary, CHIP is the epitome of online banking excellence, combining convenience, security, and exceptional service to deliver an unparalleled banking experience. Reviewed on: 14th February 2024

Best and easiest savings and investment app I’ve eve...

5
Best and easiest savings and investment app I’ve ever used. issues and problems solved in no time. I’m loving the chip experience totally Reviewed on: 14th February 2024

Great interest rate

5
Great interest rate when saving - easy to transfer money backwards and forwards Reviewed on: 14th February 2024

Clear & simple

5
Easy to manage money between accounts Reviewed on: 14th February 2024

CHIP is the best..

5
CHIP is easy to use and gives very competitive rates on savings. I recommend it for anyone fed up with complications of a high street bank Reviewed on: 14th February 2024

Easy to use and makes saving simple

5
Easy to use and makes saving simple Reviewed on: 14th February 2024

outstanding banking

5
excellent service provided, competitive rates offered and easy to use app. Would recommend to all. Reviewed on: 14th February 2024

Helped my savings but more importantly my relationship

5
I have used Chip for years, and have been a shareholder for a while aswellthe communication is clear and Chip has helped me move house, save for an engagement ring and a wedding. It has helped my savings but also my relationship over the last 5 years Reviewed on: 14th February 2024

My experience with Chip is very seamless.

5
My experience with Chip is very seamless. Logging in is easy, I don’t get confused or overwhelmed when I log on to the app. Although sometimes how much interest is coming in can be inaccurate, it has happened just once. Overall, I love it…I check it everyday and that says a lot about how good the app is. Reviewed on: 14th February 2024

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