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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I have never used such a straightforward finance app...

5
I have never used such a straightforward finance app before. The emails sent are also informative but not boring, straight to the point. competitive rates that can't be beaten currently for instant access savings Reviewed on: 14th February 2024

Great savings app

5
Amazing app. I've never been able to save money but with Chip it's so easy. Just put your preference and you could save as much or as little as you want! Reviewed on: 14th February 2024

Simple, transparent savings

5
The Chip app is great. So easy to use and I can see my account building by the day, which is incentivising me to save more money for the future. Reviewed on: 14th February 2024

A no nonsense good interest rate bank

5
A no nonsense good interest rate bank Reviewed on: 14th February 2024

Chip helps me to save and pays a fair rate of interest.

5
Chip helps me to save and pays a fair rate of interest. Most impressive is how quickly the money I withdraw goes into my bank account. Reviewed on: 14th February 2024

Started using chip a few years ago, and have found t...

5
Started using chip a few years ago, and have found the ability to save money without really noticing! I now have a decent amount of savings stashed and not only that I'm receiving interest rates I would never have even noticed with my current account! Reviewed on: 14th February 2024

Chip changed my life

5
Brilliant app, does everything I need & more. Never have I been able to save as much as I do now. Life changing company. Reviewed on: 14th February 2024

Saving with Chip is easy and flexible.

5
It was so easy to deposit savings. The Cash ISA was launched just when I was looking for an easy access account. Reviewed on: 14th February 2024

Chip is a great app, easy to use and manage your inv...

5
Chip is a great app, easy to use and manage your investments Reviewed on: 14th February 2024

A simple to use app

5
A simple app offering excellent banking services with top interest rates on savings. Simply better than the high street dinosaurs. Reviewed on: 14th February 2024

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