Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Would Recommend

5
Good experience. Money I wouldn’t otherwise saved. Good interest rate. Reviewed on: 11th February 2024

I have been using chip since 2017 and every year the...

5
I have been using chip since 2017 and every year they put a lot effort to improve the quality of the service. Reviewed on: 11th February 2024

Saving with Chip has been frictionless.

5
Saving with Chip has been frictionless. The auto-save is a nice feature but the best thing about Chip is the relatively high interest rates on its flexible savings accounts. The recent addition of the Cash ISA is very much welcomed. Reviewed on: 11th February 2024

Easy and simple app to use

5
Easy and simple app to use, great ways to invest and save money. Reviewed on: 10th February 2024

Effortless, fast and reliable.

5
Effortless, fast and reliable. I use 6+ Financial apps regularly and this is by far the best. I’ve recommended it to colleagues who report how good it is. Reviewed on: 10th February 2024

My experience has been no short of excellent

5
My experience has been nothing short of excellent Reviewed on: 10th February 2024

A great app that is intuitive and well set out.

5
A great app that is intuitive and well set out. Offers great accounts and the customer service is prompt. Reviewed on: 10th February 2024

Chip are brilliant to deal with

5
Easy to open accounts. Very competitive rates, easy to withdraw funds when needed and excellent online chat help Reviewed on: 10th February 2024

Never saved before now I am saving

5
Never saved before now I am saving weekly, it so simple and easy on the wallet Reviewed on: 10th February 2024

Good ISA offering

5
Good ISA offering, it's not the very top , but has flexibility and is close on rates they have other various saving products too. Reviewed on: 10th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products