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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip: Saving Made Easy

It’s really easy to save with Chip as the money is automatically taken out of your linked bank account every few days. You don’t notice any difference really as it will change the amount depending on your own spending habits. Also Chip X makes investing in stocks and shares really convenient. Reviewed on: 9th February 2024

Auto AI saving is a breeze & a top interest rate

Auto AI saving is a breeze & a top interest rate for instant access. Easy stocks investment funds have been a joy. Reviewed on: 9th February 2024

Excellent app, Great functionality.

Excellent app, Great functionality. Always updating. Reviewed on: 9th February 2024

Excellent from the outset.

Excellent from the outset. Good interest rates, excellent customer service and easy to use Reviewed on: 9th February 2024

Excellent banking

Excellent app, good interest rate. Doing banking in a very easy way. Reviewed on: 9th February 2024

Simple and easy to use savings app

Really easy to use savings app, offering various accounts depending on your savings habits. I mostly rely on the Chip AI automating my saves, I've been doing this for about 6 years now and have saved approx. 20k which has been a great help for me. I haven't made much use of the various investment models, but there's a lot of choice if that's your bag. Overall, it's a really helpful app that has helped me save for various life events and big items. Reviewed on: 9th February 2024

Seamless deposits & withdrawals

Chip has made it seamless to save for important events in my life Reviewed on: 9th February 2024

A great way to save...it just chips away

I've been using chip as a savings account for several years. I love how it chips away at my main account without me having to worry about it. In the rare event I need support they are quick to resolve. Can't rate them enough Reviewed on: 9th February 2024

Changed my life .

Changed my life . First began using chip in 2017 in my first year of university and haven’t looked back since. It’s completely changed my relationship with saving money. I haven’t been broke since 2017 ! Reviewed on: 9th February 2024

All my eggs safely in one basket

All my eggs safely in one basket Reviewed on: 9th February 2024

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