Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

So much more than the autosave app it started out as!

5
I have been a chip user for a few years and have loved the ever growing offering. From just an auto save app it's beginning to be a major player in overall wealth management for me. Reviewed on: 9th February 2024

Excellent service for years.

5
Excellent service for years. Have made it really easy for me to save with great returns. Always quick to respond to any questions or requests in a person way. I wish all my banking could be so easy. Reviewed on: 9th February 2024

Great bank app, with lots of hints and tips, communi...

5
Great bank app, with lots of hints and tips, communications etc. And great interest rates Reviewed on: 9th February 2024

Like a squirrel stashing away nuts

5
I've easily and almost unnoticably stashed a good amount of money. The way Chip works is seamless and squirrels away cash for leaner times or a special purchase. The interest rate is great and frequently rises. I've recommended to several friends already. Reviewed on: 9th February 2024

Easy to use, good rates of interest, fast service.

5
Easy to use, good rates of interest, fast service. Reviewed on: 9th February 2024

I have been using chip for a number of years now and...

5
I have been using chip for a number of years now and they have always provided fast, reliable customer service alongside product offerings that meet my needs and allow me to manage my money well and get the most value from it! Reviewed on: 9th February 2024

I’ve been a Chip customer almost since they started!

5
I’ve been a Chip customer almost since they started! I’ve had the most amazing experience with them, helping when I need them! Reviewed on: 9th February 2024

All so simple with Chip

5
All so simple with Chip. Flawless Experience. Love it. Reviewed on: 9th February 2024

Fully flexible deposits and withdrawals..

5
Fully flexible deposit and withdrawal options with very generous interest rates. Easy online no faff banking with peace of mind for security and confidentiality. Reviewed on: 9th February 2024

Supaerb Company

5
Great App and excellent customer service Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products