Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Excellent all round product providing many easy to a...

5
Excellent all round product providing many easy to access financial services within one Application Reviewed on: 9th February 2024

Every easy to deal with great customer service and g...

5
Every easy to deal with great customer service and great rates Reviewed on: 9th February 2024

An innovative and user friendly experience

5
An innovative and user friendly experience Reviewed on: 9th February 2024

Exceptional Service and Seamless Experience

5
I've been a loyal user of the Chip banking app for a few years now, and I couldn't be happier with my experience. Their responsive customer service team ensures that any concerns are quickly addressed, making for a seamless banking experience. What sets Chip apart is their dedication to innovation and customer satisfaction. Investing in Chip has not only streamlined my finances but also provided me with peace of mind knowing that I'm part of a company committed to excellence. Overall, Chip has been instrumental in helping me manage my finances effectively, and I highly recommend it to anyone looking for a reliable banking app. Reviewed on: 9th February 2024

Easy and simple

5
Easy and simple to deal with and great interest rates Reviewed on: 9th February 2024

Extreamly straight forward.

5
Extreamly straight forward. Simple to set up, clear and fast. Excellent rates. What more do you need. Reviewed on: 9th February 2024

Very responsive and helpful, their interface is easy...

5
Very responsive and helpful, their interface is easy to use and they offer great products Reviewed on: 9th February 2024

Great products Really happy with accounts with Chip.

5
Really happy with accounts with Chip. Reviewed on: 9th February 2024

Awesome app - intutive and easy to use.

5
Awesome app - intutive and easy to use. Many savings options, with great rates! Reviewed on: 9th February 2024

100% Recommended

5
Been saving through CHIP for a number if years. App is simple yet covers everything and the chat system and responses are brilliant. Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products