Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Always simple to use app and transfer money

5
Always simple to use app and transfer money Reviewed on: 9th February 2024

Amazing and easy to use app!

5
Amazing and easy to use app! Really user friendly Reviewed on: 9th February 2024

Have been with Chip since the product release and ha...

5
Have been with Chip since the product release and have not had any issues to date and always kept well informed about Chip's progress to date and future plans Reviewed on: 9th February 2024

Simple no nonsense savings and wealth building

5
Simple no nonsense savings and wealth building Reviewed on: 9th February 2024

App is easy to use.

5
App is easy to use. Auto saves helps me save every month without having to do it ech moth myself Reviewed on: 9th February 2024

Smooth as silk operation with efficient app and inst...

5
Smooth as silk operation with efficient app and instant deposits and withdrawal s Reviewed on: 9th February 2024

Chip is convenient and simple to use

5
Chip is convenient and simple to use Reviewed on: 9th February 2024

Great banking app.

5
Great banking app. Makes saving easy Reviewed on: 9th February 2024

Great company, easy to use app.

5
Great company, easy to use app. Which is relevant and personal. Reviewed on: 9th February 2024

Been a customer for a good number of years now and I...

5
Been a customer for a good number of years now and I’ve always had fantastic customer service and market leading products. A very simple app makes saving very easy. Quick and easy withdrawals. Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products