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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy to use app, great products, great customer service

Easy to use app, great products, great customer service Reviewed on: 9th February 2024

Fantastic customer care and service.

Fantastic customer care and service. Would highly recommend them. Reviewed on: 9th February 2024

A great app and very easy to install, use and a grea...

A great app and very easy to install, use and a great user experience Reviewed on: 9th February 2024

A great way to not worry about savings

A great way to not worry about savings Reviewed on: 9th February 2024

Chip is a revelation

Chip has been a revelation for me and my family - practically every holiday, birthday and Christmas since I downloaded the app has been paid for with the savings that Chip helped me build. Before Chip, I had savings accounts (with poor interest rates) but didn't have an active saving strategy. Chip has given me that strategy; and has helped me diversify my savings by introducing stocks and shares ISAs which I wouldn't have thought to use previously. Reviewed on: 9th February 2024

Being a Customer of Chip for a number of years I can...

Being a Customer of Chip for a number of years I can truly say that they have a fantastic platform that I would recommend to anyone ! Reviewed on: 9th February 2024

Easy simple to use app with lots of beneficial produ...

Easy simple to use app with lots of beneficial products. Reviewed on: 9th February 2024

Easy to deposit and withdraw savings.

Easy to deposit and withdraw savings. The rates on savings account are also some of the best around Reviewed on: 9th February 2024

Smart bank with goals to make investors and savers w...

Smart bank with goals to make investors and savers wealthy. However, they need to be quicker at keeping up with competition. The interest rate on the instant access account has been lower than the base rate and other banks so I hope to see this improve. If it doesnt, I may look to move my money out of chip and elsewhere. Reviewed on: 9th February 2024

I just use the basic services but they have proved t...

I just use the basic services but they have proved to be an exceptional way to save without ever thinking about it. When it comes time to withdraw, there has never been an issue. I fully recommend Chip to friends and family Reviewed on: 9th February 2024

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