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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Excellent

Excellent app and such a user friendly interface. Nice to watch my savings grow with a range of accounts to choose from. Reviewed on: 12th April 2023

Delighted

New to chip, love the easy use of app. Great to watch my savings grow Reviewed on: 12th April 2023

Banking experience

Good savings rate, easy to use, good communication Reviewed on: 12th April 2023

This is my first online only bank account

Chip has been very easy to use. And I trust their technology, so feel safe online Reviewed on: 12th April 2023

Thank God for Chip

Since starting Chip I’ve become a much better saver. Rather than a fixed amount as the start of each month usually payday Chip means the amount varies and i save much more as I make up to 2 deposits per week Reviewed on: 12th April 2023

Simplicity at its best

Great savings banking app allowing me the ease to save whenever I want. Access to my account is simple and interest rates are changed whenever there is an interest rate change. Great app to help me with savings. Reviewed on: 12th April 2023

Top rates for the people

We finally have all the benefits of private banking high-net-worth individuals now available to the masses. Been using chip since 2019/20, it’s just no stress savings, you don’t even feel it and you are saving money, out of nowhere end of the first year I had like 1k saved. And they’re always striving to get you the best savings and investments options. Reviewed on: 12th April 2023

Market leading app

Competitive banking, easy to use app, market leading savings rate, good customer service. Reviewed on: 12th April 2023

Fabulous

Brilliant and innovative way to help individuals save for their goals whatever they might be. Highly recommend Chip's services and we have now opened another account in my husbands name. By the way, they were recommended to us by family so word is spreading. Reviewed on: 12th April 2023

Best interest rates and great service

The app is very easy to use. deposits and withdrawals are quick and on the occasions that i have contacted support responses have been very fast and helpful. the fact that the interest on the savings account automatically and promptly tracks the bank of england base rate is fantastic. Reviewed on: 12th April 2023

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