Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 17th Feb 2026
5700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026
DNA's avatar
DNA

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Quick and super easy to use and navigate the app wit...

5
Quick and super easy to use and navigate the app with great incentives and a range of savings accounts and investment options available. Reviewed on: 20th March 2025

Great app, easy to use, especially transferring from...

5
Great app, easy to use, especially transferring from my standard account manually and automatically. Reviewed on: 11th February 2026

It’s great for saving.

5
It’s great for saving. If I have a problem it’s easy to make contact and the response is very quickly. You can increase or decrease the money they take and it’s easy to withdraw. A very good app and brilliant account options suitable for everyone. Reviewed on: 11th February 2026

Excellent portfolio to choose from

5
Excellent portfolio to choose from Reviewed on: 11th February 2026

I’ve used chip for years.

5
I’ve used chip for years. It has great rates for savings and easy access accounts and the investment accounts are clear and easy to use. Reviewed on: 11th February 2026

Brilliant

5
Very easy to keep an eye on your savings. Really easy to app to use, would recommend if you want to build up savings without any effort. Reviewed on: 11th February 2026

Good online support

5
I needed help transferring money from chip, I found the online support very quick and efficient. Reviewed on: 11th February 2026

Save Without Even Realising

5
This is an app which embraces technology and helps you save the money you didn’t realise you had to save without you even noticing. With some many different options, there’s never been a better and easier way to save money from your current account whilst also having the option to top and before withdrawing without any delays or penalties. Customer service is excellent and uber quick to respond. Absolutely love this app and Chip Reviewed on: 11th February 2026

Very easy to use and reliable access

5
Very easy to use and reliable access Reviewed on: 11th February 2026

transformational when it comes to personal finance

5
Amazing versatile simple to use and cost effective. Transformed my savings habits and grown personal wealth. Reviewed on: 11th February 2026

Chip helps me build up towards my savings goals.

5
Chip helps me build up towards my savings goals. They've provided me with an easy to access account and although I've not won anything yet, I have hopes for a win with their prize savings account. Their regular automated savings helps me accumulate without having to think about it. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 254 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1028 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 284 reviews
    Chip
    View all products