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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent savings account

5
App UI is fluid and best interest rates I could find for instant access. Reviewed on: 11th April 2023

Love it

5
So simple and it just keeps adding up Reviewed on: 11th April 2023

So far, So good!

5
Have been saving for quite a while and have had a great experience with them. Reviewed on: 11th April 2023

Easy saving at great rates

5
Chip makes saving incredibly easy and has excellent savings rates. They've always responded quickly and well to any queries. Chip have consistently shown creativity and innovation throughout my relationship with them. They keep trying to improve things in terms of customer experience via the app and in terms of products. Reviewed on: 11th April 2023

Brilliant digital bank. Great customer service

5
Would recommend this as best digital bank. Have moved away from ‘Big 4’ as customer service is outstanding Reviewed on: 11th April 2023

Invest & save

5
A great and simple way to save your money Reviewed on: 11th April 2023

Good enough

5
Convenient to save but separate enough that I don’t spend my savings. Reliable for me. Reviewed on: 11th April 2023

Great service and fantastic rate

5
I started using Chip recently after successive interest rate rises meant I was chasing the best rate with several banks. Chip have tracked recent base rate rises recently and have consistently been the top for instant access. On top of that, the app is easy to use with instant transactions. Very happy Reviewed on: 11th April 2023

21st Century Banking

5
I love the Chip app! The interface is user friendly and intuitive. The products Chip offers are market leading and I use their investment, saving and prize products. Reviewed on: 11th April 2023

Simple and safe

5
Forget about your money, and let it save automatically and grow! Love the fact I don't need to keep checking to find the best rate. The app is great - clear to use and very transparent! Reviewed on: 11th April 2023

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